So, I realized I didn't enter my break down of last months spending I've been working on keeping spending in categories from "All Your Worth" - must haves, wants, save. I decided since paying down my loans is a big motivation right now, I would strive for 50% "must haves" but switch the percentages for "wants" and "save" so that I have "save" at 30% and "wants" at 20% This is my breakdown for the two paychecks in October . . .
(since I get paid every two weeks, some of this spending was actually in November, which was why I forgot to post the updated numbers)

Must Haves:

525.00 Rent
10.28 Phone Bill
157.63 Minimum Loan Payments
82.54 Groceries
33.52 Electricity

808.97 or 46% total (goal: no more than 50%) - yeah!! under in this category

Save:

66.39 Short-Term Save
450.00 Extra Student Loan Payments

516.39 or 30% total (goal: 30%) - right on in this one

Wants:

44.38 Coffee/Snacks at Work
143.29 Cigarettes (yeah, I know, bad)
96.18 Misc
87.27 Eating Out
28.21 Cable Internet (I consider this a "want" not a "need")
21.32 Entertainment

420.65 or 24% total (goal: 20%) - over in this section, need to work on that, close though

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Spending:

$15 cigarettes
$9.23 drug store (should have been prepared with supplies this time of month, instead I had to stop by the drug store while at work, oh well)

-14.29 in budget
(new budget goal: to stay within $40 under and offset with next paycheck)