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Home > Back to work . . .

Back to work . . .

January 4th, 2006 at 04:11 am

Today was my first day back since last Thursday. Ugh! I couldn't sleep last night (completely unrelated to work, I just wasn't tired). I probably got around 3 hours of sleep total, which is not the best way to start a work week Wink Also, work was crazy busy today. I had a lot of things I needed to do that had piled up while I was gone. Everything was put off until tomorrow. Oh well, hopefully tomorrow will be slow. Annoyingly, in my sleep deprived state this morning I forgot my lunch. I'm always sad when that happens.

Last post I forgot to mention my last paycheck of 2005. I get a monthly incentive check (around $100, but lately it's been more like $150). This month was a bit low, and went primarily towards the last of my medical bills. Some went into short term savings.

I sold another book on ebookdrop. $1.04 more towards debt reduction Smile

I'll post my final numbers for December and for 2005 in a couple days. For now, things are looking alright. 2005 was a pretty successful year. At the start of the year I had zero in an emergency fund, less than two hundred in my 401k, and about $1000 in CC debt (which had only been there a few weeks, and was paid off in February, darn dentist sometimes sneaks up on you). Now I have $800ish in my emergency fund, nearly $2500 in my 401k, and zero credit card debt. My student loans went down quite a bit too, which is nice Smile

Also, I'm getting a lot better at planning for larger expenses. For me, credit card debt never go to far out of hand, but it was always a fluctuating thing. I would be fine for a few months, and then bam! it was Christmas time and I hadn't saved, or I hadn't planned for dental work, or whatever. Now, I'm trying to plan for these expenses and save up.

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Savings and Spending

12/30:
$79.33 medical bill (paid from incentive check)
$16.99 short term savings (left over incentive check)

1/2:
$13 cigarettes
$10.28 phone bill

1/3:
$1.04 earned on ebookdrop
$7 lunch at work

$6.25 left in budget (til 1/5)

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