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2006 Goals and weekend spending

January 8th, 2006 at 11:58 pm

It's been a nice weekend so far. I had to work yesterday, but it went by quickly. My boyfriend and I went out to dinner with some friends last night. Yumm, sushi! Smile It was an expensive night out, but worth it Smile and not that common.

Also, today I finalized my goals for 2006:

~ Net worth to positive.
~ Private Student Loans 1 and 2 paid off (goal of May and November)
~ Government Student Loan to under $7,000
~ $430 extra each month to debt payment.
~ $110 each month to short-term savings.
~ Any tax returns/bonuses/extra to debt payment.
~ Continue 5% contributions to 401k.
~ Look into IRA for 2007.

Most of the goals center around paying off or paying down my student loans. Also, I want to continue to put money into short-term savings in order to plan for various expenses (holidays, birthdays, trips, medical bills, etc.). I've done this for most of the last half of 2005, and it's nice to have a fund so that I don't have to use credit cards or dip into my emergency fund. I can actually plan for these expenses Smile

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Saving and Spending:

1/6:
14.13 cigarettes
7.00 drinks

1/7:
31.35 dinner out
34.91 drinks

$117.94 left in budget (til 1/19)

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