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Catch up post . . .

April 10th, 2006 at 12:03 pm

Well, I haven't posted in a while. First, I've been really busy at my job and had family visit this past weekend. Second, our computer has been down some of the time. My boyfriend built his own computer and over the past couple of weeks has been upgrading the operating system and various other things. Meaning quite a bit of the time, I haven't had internet access at home.

Since it's been so long since a post, I don't think I'll update with all the spending on a daily basis. Suffice it to say, things are going well. I was paid last Friday and stayed in budget until pay day. This pay period (ending on the 13th) still counts towards "March" since March was one of those weird months where I had three paychecks.

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Here's a break down of my third check spending:

$838.30 paycheck
+ $100.45 end of month incentive check

$397.75 Short-Term save (vacation, dentist)
$290.00 Private Student Loan #1 extra
$250.00 "spending"
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My private student loan payment was actually $421.82, the extra breaks down as follows:

$290.00 planned payment (from 3/31 paychecks)
$81.82 savings (previously itemized)
$50.00 credit card cash back check

balance on Private Student Loan 1: $819.14!! (down $836.05 in March!)

I'm on track to pay off this loan in May, but things might get a bit tight. My Short-Term Savings (above) are earmarked for a dental bill (which is about $30 more than planned) and our trip in June. Depending on plane ticket prices, I may have to pull some planned debt payments. We'll see how that goes.

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Spending:

$17.40
left in budget 'til 4/13

Savings:

$3.68
to be used 4/14 for student loan payment

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